Real Estate Straight Talk

IMPORTANT:  Buying a home is likely the largest investment a person makes in their lifetime.  So every step of the process should be taken only with the expert advice and guidance of professionals with extensive knowledge of your specific needs and options.

Those EXPERTS will be PROFESSIONALS such as (but not limited to) REALTORs®, Home Loan Specialists, Real Estate Attorneys, Inspectors, Service Contractors and Accountants/Financial Advisors.  Any one of those professionals can suggest others to you because they’ve successfully provided superior guidance to their previous clients.  You’ll notice I underlined the words “professionals” and “experts” because, by meaning, it defines those who have special skills, knowledge and mastery of a particular subject as a result of training and/or experience AND they practice in a profession on a daily basis and have a good track record of success with previous clients.  Should you ask for advice from family and friends?  Of course, some of them may have bought or sold real estate in the last few months and could give you names of professionals and experts who helped them.  But unless they are one of those experts, because they want only the best for you, they’ll give you the same advice of getting the professionals who can provide you with the expert advice you need in making some big decisions, that will effect your life for probably the next 30 plus years.

Posted by Debo Cornett on December 27th, 2017 8:12 PM
HOME BUYERS' STEP 1:  I have Buyers ask all the time "What should I do first?"  My answer is ALWAYS "Talk with a lender who can give you a realistic picture of how much you can afford."  Once that's been done, we know our search limitations.  This is the most helpful bit of information to get things going and keep them moving toward getting into their new home more quickly.  Once a Buyer knows how much they can actually spend on their new home, their Buyer's Agent will look for properties fitting their specific needs only within that price range (possibly slightly higher to accommodate negotiations).  This also allows a Buyer to narrow their search.  Looking at everything that's currently on the market can be very overwhelming, so narrowing search parameters, prevents Buyers from  being distracted by all the properties that don't fit their needs.  One of the most painful experiences for a new Buyer is they find a property that fits everything they want and need, and after falling in love with it, they discover they can't afford to purchase it because their first step was to look at properties they like, not determining their ability to buy.  So make an appointment with a home loan lender and get started on finding your new home.  If you don't know who to call, contact me, or your Buyer Agent, to get suggestions.
Posted by Debo Cornett on February 18th, 2016 11:54 AM