Getting your loan locked down is just one part of a real estate transaction. Homes of Wilkes is seasoned at assisting new and experienced Buyers in all areas of real estate. Contact us if your need assistance with types of loans and lenders who can help you.

Are you thinking of financing your new home in Wilkes? Homes of Wilkes can help.

Stressed out about getting financing for a home purchase? You don't have to be.  We've got great connections to several home lenders in the Wilkes area, and they've helped me learn a few things that will make the process of applying for a loan much easier.

1 – Compile a list of questions about your loan program

Make sure you bring a list of questions with you if you find that you don't fully grasp the advantages and disadvantages of all the various programs. One of my lender contacts or I will be able to assist you with understanding the advantages and disadvantages of each program, because it is a challenge to understand the distinctions of different home loans.

2 – Decide when to lock

Locking in an interest rate denotes that a lender guarantees the interest rates for the loan – usually at the time the loan application is sent in.  Different lenders  handle this differently, so it would be best to cover this topic when interviewing lenders.

3 – Bring your paperwork

Getting a home loan requires lots of paperwork, so you should take some time to get your documents together. Click here to preview common information that goes on a loan application.